🏆 Deal of the Week · KW 46/2025
Zilch raised USD 176.7 million in a Venture – Series Unknown round; the post-money valuation remains undisclosed. The round was led by KKCG, a Czech-Slovak investment group with a broad portfolio spanning technology and media assets. BNF Capital and several other investors also participated in the transaction.
Zilch — key deal facts
| Company | Zilch |
| Founded | 2018 |
| Headquarters | London, United Kingdom |
| Amount raised | USD 176.7 |
| Valuation | Valuation Remains Undisclosed |
| Round | Venture – Series Unknown |
| Investors | Led by KKCG, the funding round also included participation from BNF Capital in addition to several other investors |
| Sectors | FinTech |
Who invested in Zilch?
The round was led by KKCG, with co-investment from BNF Capital alongside several additional undisclosed participants. The involvement of KKCG, a Central European private investment house, alongside BNF Capital signals cross-regional institutional appetite for Zilch's Ad-Subsidised Payments Network model. The breadth of the investor syndicate reflects continued confidence in Zilch's position within the competitive UK buy-now-pay-later and consumer FinTech landscape.
What does Zilch do?
Zilch is a London-headquartered FinTech company founded in 2018 by Philip Belamant, Serge Belamant, and Sean O'Connor. The company operates an Ad-Subsidised Payments Network (ASPN), a model designed to remove high-cost consumer credit by funding payment flexibility and rewards through advertising revenue. Its core product suite includes Zilch Up, a no-interest credit-building tool; Zilch Pay, a one-click online checkout solution; and Zilch Intelligent Commerce, an AI-driven data platform aimed at retail partners. The platform launched to UK consumers in September 2020 following receipt of a consumer credit licence from the Financial Conduct Authority.
Zilch valuation & multiples
Frequently asked questions
How much did Zilch raise in its Venture – Series Unknown?
Zilch raised USD 176.7 million in a Venture – Series Unknown round; the precise close date has not been publicly confirmed.
What is Zilch's valuation?
Zilch's valuation in connection with this funding round remains undisclosed.
Who invested in Zilch?
The round was led by KKCG and also included participation from BNF Capital in addition to several other investors.
When was Zilch founded and where is it based?
Zilch was founded in 2018 and is headquartered in London, United Kingdom.
Source: original announcement — read the full report.