March 4, 2024

Monzo, the UK challenger bank with 9 million customers, raises $430 million

Monzo

Investment raised

USD 430M

Valuation

USD 3.6B

Region

🏆 Deal of the Week · CW 10/2024

Monzo raised USD 430 million in a funding round that valued the company at USD 3.6 billion. The round was designated Series Unknown and was reported in March 2024. Investors including CapitalG and Tencent participated alongside existing backers.

Monzo — key deal facts

Company Monzo
Founded 2015
Headquarters London, United Kingdom
Amount raised USD 430M
Valuation USD 3.6B
Round Series Unknown
Investors CapitalG Tencent Passion Capital Hongshan Fund Google Ventures
Sectors Banking, FinTech

Who invested in Monzo?

The round drew capital from CapitalG, Tencent, Passion Capital, Hongshan Fund, and Google Ventures. The presence of both CapitalG and Google Ventures — two distinct vehicles tied to Alphabet — alongside Tencent signals strong interest from major technology conglomerates in Monzo's growth trajectory. Passion Capital, one of Monzo's earliest institutional backers, also participated, reflecting continued conviction from long-standing investors.

What does Monzo do?

Monzo is a fully regulated digital bank headquartered in London, United Kingdom. Founded in February 2015 by Tom Blomfield, Jonas Templestein, Jason Bates, Paul Rippon, and Gary Dolman, the company originally operated under the name Mondo Bank before rebranding in 2016. Monzo offers a mobile-first financial platform covering current accounts, savings, personal loans, buy-now-pay-later products, business banking, and pension consolidation, all accessible through its smartphone app. Customer deposits held in current accounts are protected under the UK's FSCS scheme.

Monzo valuation & multiples

Frequently asked questions

How much did Monzo raise in its Series Unknown?

Monzo raised USD 430 million in a Series Unknown round reported in March 2024.

What is Monzo's valuation?

Monzo was valued at USD 3.6 billion in connection with this funding round.

Who invested in Monzo?

The round included CapitalG, Tencent, Passion Capital, Hongshan Fund, and Google Ventures.

When was Monzo founded and where is it based?

Monzo was founded in February 2015 and is headquartered in London, United Kingdom.

Source: original announcement — read the full report.

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